Legal Disclaimers & Risk Disclosures
Last updated: Apr 17, 2026
1. Informational Purposes Only
This website and all materials made available by Kairos Labs, Inc. ("Kairos Labs," "we," or "us"), including any descriptions of the Kairos Protocol, the Kairos Liquidity Provider ("KLP") program, and related products, are provided for informational purposes only. Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, commodity interest, swap, token, derivative, or other financial instrument, nor does it constitute investment, legal, tax, accounting, or regulatory advice.
Kairos Labs makes no representation or warranty, express or implied, regarding the accuracy, completeness, reliability, or timeliness of the information presented, and accepts no liability for any loss or damage arising from reliance on it. Information may be updated, revised, or withdrawn at any time without notice.
2. No Fiduciary or Advisory Relationship
Kairos Labs is not acting as your investment adviser, broker-dealer, commodity trading advisor, commodity pool operator, futures commission merchant, swap dealer, fiduciary, or agent. No information provided should be construed as personalized advice. You are solely responsible for evaluating the merits and risks of any decision to interact with the Kairos Protocol, and you should consult your own legal, tax, financial, and regulatory advisors before doing so.
3. Protocol Risk
The Kairos Protocol is experimental, non-custodial software. Participation — whether as a Kairos Liquidity Provider, swap buyer, vault depositor, market creator, or otherwise — involves substantial risk, including but not limited to:
Smart contract risk, including undiscovered bugs, vulnerabilities, and exploits
Oracle failure, manipulation, or stale data
Liquidation risk and adverse movements in underlying rates
Counterparty and protocol insolvency risk
Risks associated with third-party infrastructure, including vault curators, adapters, and integrations such as Morpho Vaults V2
Evolving and uncertain regulatory, tax, and legal treatment across jurisdictions
Total loss of deposited capital
No level of return, protection of principal, or continued availability of the protocol is guaranteed. You should not participate with funds you cannot afford to lose in full.
4. Hypothetical Performance and Projected Returns
Any yield figures, APYs, projected returns, target returns, illustrative scenarios, backtests, or other performance estimates presented in connection with the Kairos Protocol or the KLP program are hypothetical and model-derived. They do not represent actual trading or actual returns earned by any person, are not a guarantee or prediction of future performance, and should not be relied upon as the basis for any decision to participate.
Hypothetical performance results have many inherent limitations. They are generally prepared with the benefit of hindsight, do not involve financial risk, and cannot completely account for the impact of financial risk in actual trading — including the ability to withstand losses or adhere to a particular strategy in the face of adverse market conditions. Projected returns depend on assumptions regarding, among other things, swap volume, pool utilization, realized versus projected base rates, rate volatility, collateralization levels, default and liquidation outcomes, gas and oracle costs, protocol and vault fees, and the continued operation of third-party infrastructure. Any of these assumptions may prove materially incorrect, and actual returns may differ materially from those projected, including the possibility of zero or negative returns and total loss of deposited capital.
The assumptions, inputs, data sources, and modeling approach used to generate any projected returns presented by Kairos Labs are described in our Projected Returns Methodology page. You should review the methodology in full before relying on any projected return figure. Where backtests are presented, they are based on historical data from third-party sources and reflect the performance the model would have produced had it been applied to that data; they do not reflect actual trading and are subject to all the limitations described above.
Past performance, whether actual or simulated, is not indicative of future results. No representation is made that any participant will or is likely to achieve returns similar to those shown. Kairos Labs reserves the right to revise its methodology and assumptions at any time; the version in effect at the time a projection is published governs that projection.
5. Forward-Looking Statements
Statements regarding the Kairos Protocol's design, features, roadmap, integrations, token mechanics (if any), governance, and economics are forward-looking and subject to change without notice. Forward-looking statements reflect current expectations and assumptions, are not guarantees of future outcomes, and involve known and unknown risks that may cause actual results to differ materially. Kairos Labs undertakes no obligation to update any forward-looking statement.
6. KLP Interest Form — Non-Binding
Submission of the KLP Interest Form is a non-binding indication of interest only. It does not create any agreement, commitment, allocation, priority, or obligation on the part of Kairos Labs or the submitter, and no legal relationship will arise until definitive documentation (if any) is executed by the parties. Kairos Labs reserves the right to modify, suspend, or discontinue the KLP program at any time in its sole discretion.
7. U.S. Persons Exclusion
The KLP program, the KLP Interest Form, and any related offering materials are not directed to, and are not available to, U.S. Persons, except, if and when offered, through permissioned institutional markets that satisfy applicable U.S. regulatory requirements.
For purposes of this disclaimer, "U.S. Person" has the meaning given in Rule 902(k) of Regulation S under the U.S. Securities Act of 1933, as amended, and also includes any "U.S. person" as defined in U.S. Commodity Futures Trading Commission Regulation 23.23(a)(23) and any "United States person" under Section 7701(a)(30) of the U.S. Internal Revenue Code of 1986, as amended.
By submitting the KLP Interest Form or otherwise engaging with the KLP program, you represent and warrant that:
(i) you are not a U.S. Person;
(ii) you are not located in, organized under the laws of, or a resident of the United States or any other jurisdiction in which such participation would be unlawful or would require registration, licensing, or other regulatory action by Kairos Labs;
(iii) you are not acting for the account or benefit of any U.S. Person or any person in a prohibited jurisdiction; and
(iv) you will not transfer, assign, or otherwise make available any interest obtained in connection with the KLP program to any U.S. Person or person in a prohibited jurisdiction.
Access from prohibited jurisdictions is void where prohibited. Kairos Labs reserves the right to block, reject, unwind, or refuse to recognize any participation that it determines, in its sole discretion, violates these restrictions, and to implement technical, contractual, or procedural measures to enforce this exclusion.
7A. Sanctions and Prohibited Jurisdictions
Access to and participation in the Kairos Protocol and the KLP program is prohibited for any person or entity that is:
(i) located in, organized under the laws of, ordinarily resident in, or accessing the protocol or program from any jurisdiction subject to comprehensive sanctions administered by the U.S. Department of the Treasury's Office of Foreign Assets Control ("OFAC") or any other applicable governmental authority (each, a "Prohibited Jurisdiction");
(ii) identified on OFAC's Specially Designated Nationals and Blocked Persons List ("SDN List"), OFAC's Sectoral Sanctions Identifications List, OFAC's Foreign Sanctions Evaders List, or any other sanctions-related list maintained by OFAC, the U.S. Department of State, the U.S. Department of Commerce (including the Entity List and Denied Persons List), the United Nations Security Council, the European Union, any EU member state, the United Kingdom's HM Treasury, or any other applicable governmental authority (collectively, "Sanctions Lists");
(iii) owned or controlled, directly or indirectly, 50% or more in the aggregate by one or more persons described in clause (ii), or otherwise acting on behalf of any such person; or
(iv) otherwise the target of economic or trade sanctions administered or enforced by any applicable governmental authority (a "Sanctioned Person").
By accessing the Kairos Protocol or KLP program, submitting the KLP Interest Form, or otherwise engaging with Kairos Labs, you represent and warrant on a continuing basis that you are not a Sanctioned Person, are not located in or accessing from a Prohibited Jurisdiction, and are not acting, directly or indirectly, for the account or benefit of any Sanctioned Person or any person in a Prohibited Jurisdiction. You agree to notify Kairos Labs immediately if any of these representations ceases to be true.
Kairos Labs reserves the right to screen participants against applicable Sanctions Lists, to block, reject, freeze, unwind, or refuse to process any participation or transaction that it determines, in its sole discretion, may involve a Sanctioned Person or Prohibited Jurisdiction, and to cooperate with and disclose information to governmental authorities as required by applicable law. Kairos Labs may implement technical measures, including geographic blocking (geofencing), wallet screening, and other controls, to enforce these restrictions. Applicable sanctions regimes and Sanctions Lists are subject to change; you are responsible for informing yourself of the current status of applicable sanctions and for ensuring your continued compliance.
8. No Reliance
You acknowledge that you have not relied on any statement, representation, or warranty made by Kairos Labs or any of its affiliates, officers, employees, advisors, or agents in connection with any decision to participate in the Kairos Protocol or KLP program, other than as expressly set forth in definitive written agreements executed by Kairos Labs.
9. Jurisdictional Notice
The information on this website may not be appropriate or available for use in all jurisdictions. Access to the Kairos Protocol or KLP program may be restricted by local law, and it is your responsibility to inform yourself of, and comply with, any applicable legal or regulatory requirements in your jurisdiction. Kairos Labs makes no representation that the protocol or program is appropriate or available for use in any particular jurisdiction.
10. Changes to This Disclaimer
Kairos Labs may update this disclaimer from time to time. The version in effect at the time of your access governs your use of the website and any related materials. Continued access following any update constitutes acceptance of the revised terms.
Contact: [email protected]
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